Where debt does not pay back

Fields with the most programs whose graduates both fall short of a typical high-school graduate's earnings and carry federal debt.

#Field of studyProgramsMedian debtMedian earnings
1Cosmetology and Related Personal Grooming Services825$8,610$26,652
2Allied Health and Medical Assisting Services360$9,500$32,550
3Health and Medical Administrative Services280$9,500$33,039
4Dental Support Services and Allied Professions197$9,500$32,045
5Somatic Bodywork and Related Therapeutic Services173$7,917$28,337
6Fine and Studio Arts84$25,257$33,320
7Drama/Theatre Arts and Stagecraft76$25,000$31,164
8Biology, General73$25,738$30,034
9Business Operations Support and Assistant Services71$9,500$31,548
10Music67$25,334$30,758
11Liberal Arts and Sciences, General Studies and Humanities63$12,000$32,875
12Teacher Education and Professional Development, Specific Levels and Methods55$14,700$33,225
13Psychology, General44$24,566$31,041
14Design and Applied Arts43$16,417$32,604
15Veterinary/Animal Health Technologies/Technicians42$7,977$34,170
16Business Administration, Management and Operations40$26,166$32,208
17Human Development, Family Studies, and Related Services40$11,623$29,111
18Culinary Arts and Related Services38$11,750$33,045
19Film/Video and Photographic Arts31$20,000$32,033
20English Language and Literature, General29$22,000$31,155
21Sports, Kinesiology, and Physical Education/Fitness24$23,125$30,208
22Sociology24$24,583$31,612
23Clinical/Medical Laboratory Science/Research and Allied Professions24$8,391$31,995
24Alternative and Complementary Medicine and Medical Systems24$50,000$28,608
25Rhetoric and Composition/Writing Studies23$24,995$33,429

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Counted across all credential levels: programs flagged as falling short of the state high-school-graduate earnings benchmark that also report median debt. A program appearing here is a signal to ask questions, not a verdict on any student.

Source: U.S. Department of Education College Scorecard (release 2026-06-10). Earnings are median earnings of graduates measured up to four years after completing, and describe past graduates rather than a promise. Method: methodology. Report an error.